| Data | Fonte | Tipo | Autore | Titolo | Link | Argomento |
| 01/12/2016 | EC | Report | N/A | Social Agenda: Youth Guarantee, releasing its full potential | http://ec.europa.eu/social/main.jsp?catId=737 | The EU Youth Guarantee has got off to a good start: in 2014 and 2015, it made a difference in the lives of more than 9 million young people across Europe and it is driving in-depth structural reforms in the Member States. Social Agenda n°46 explains how and highlights what more needs to be done to accelerate and release the full potential of the national plans for implementing the Youth Guarantee. With a blueprint of a European Pillar of Social Rights due for adoption in 2017, Social Agenda also explains the context in which this initiative was born. And it puts the spotlight on plans to achieve more evidence-based social policy making by modernising the way data from social surveys is collected and used across the EU. |
| 01/12/2016 | EMN/MFC | Report | Fabrizio Botti Diego Luigi Dagradi Luca Maria Torre | Microfinance in Europe: A Survey of EMN-MFC Members | http://mfc.org.pl/mfcwp/wp-content/uploads/2016/12/ExecutiveSummary_EN.pdf | The results of this edition show that demand has never been higher for Microfinance in Europe (in 2015, surveyed institutions served 747,265 active borrowers and the gross microloan portfolio outstanding reached EUR 2.5 billion). Additionally, the industry is improving its institutional capacity to meet this demand; overall, the financial performance data collected shows an increasingly robust and sustainable sector. |
| 01/11/2016 | UNHCR | Report | Social Performance Task | Serving Refugee Populations: The Next Financial Inclusion Frontier | http://sptf.info/images/RefugeeWG-Serving-Refugee-Populations-Guidelines-FSPs-Lene-Hansen.pdf | These guidelines seek to examine why refugee populations are financially excluded and how financial service providers can successfully reach and serve this untapped financial market segment |
| 29/09/2016 | Elgar Publishing | Book | Rune Halvorsen, Bjørn Hvinden | Combating Poverty in Europe. Active Inclusion in a Multi-Level and Multi-Actor Context | http://www.e-elgar.com/shop/combating-poverty-in-europe | Discovering methods to combat poverty and social exclusion has now become a major political challenge in Europe. This book offers an original and timely analysis of how actors at the European, national and subnational levels meet this challenge. Combining perspectives on multilevel and network coordination, the editors discuss to what extent actors join forces in these efforts and identify the factors limiting the coordination achieved in practice. The book builds on a European study comparing Germany, Italy, Poland, Sweden and the UK. |
| 01/09/2016 | McKinsey | Report | James Manyika, Susan Lund , Marc Singer | Digital Finance For All: Powering Inclusive Growth In Emerging Economies | https://www.microfinancegateway.org/sites/default/files/publication_files/mg-digital-finance-for-all-full-report-september-2016.pdf | Financial services are the lifeblood of an economy, enabling households and businesses alike to save, invest, and protect themselves against risk. Yet in many emerging economies today, the majority of individuals and small businesses lack access to even basic savings and credit products, which hinders economic growth and perpetuates poverty. Digital technologies starting with a mobile phone have the potential to resolve this problem. |
| 08/08/2016 | The World Bank Group | Report | Cull R., Demirguc Kunt A., Morduch J. | The microfinance business model: enduring subsidy and modest profit | http://documents.worldbank.org/curated/en/404501470669620154/The-microfinance-business-model-enduring-subsidy-and-modest-profit | Recent evidence suggests only modest social and economic impacts of microfinance. Favourable cost-benefit ratios then depend on low costs. This paper uses proprietary data on 1,335 microfinance institutions between 2005 and 2009, jointly serving 80.1 million borrowers, to calculate the costs of microfinance and other elements of the microfinance business model. It calculates that on average, subsidies amounted to $132 per borrower, but the distribution is highly skewed. The median microfinance institution used subsidies at a rate of just $26 per borrower, and no subsidy was used by the institution at the 25th percentile. These data suggest that, for some institutions, even modest benefits could yield impressive cost-benefit ratios. At the same time, the data show that the subsidy is large for some institutions. Counter to expectations, the most heavily-subsidized group of borrowers is customers of the most commercialized institutions, with an average of $275 per borrower and a median of $93. Customers of nongovernmental organizations, which focus on the poorest customers and women, receive a far smaller subsidy: the median microfinance nongovernmental organization used subsidy at a rate of $23 per borrower, and subsidy for the nongovernmental organization at the 25th percentile was just $3 per borrower. |
| 01/06/2016 | EIF | Report | Helmut Kraemer-Eis, Frank Lang, Wouter Torfs, Salome Gvetadz | European Small Business Finance Outlook | http://www.eif.org/news_centre/publications/eif_wp_35.pdf | This European Small Business Finance Outlook (ESBFO) provides an overview of the main markets relevant to EIF (equity, guarantees, securitisation, microfinance). It is an update of the ESBFO December 2015. We start by discussing the general market environment, then look at the main aspects of equity finance and the guarantees/SME Securitisation (SMESec) market. Finally, before we conclude, we briefly highlight important aspects of microfinance in Europe. Chapter on microfinance from page 67-82. |
| 07.03.2016 | Finance Outlook | Blog | Nina Vucenik | Financial inclusion of women in five charts | http://blogs.worldbank.org/psd/financial-inclusion-women-five-charts | One billion women – more than 40% of the women around the world – don’t have access to formal financial services, according to Global Findex [5]. The gender finance gap remains at 9% in developing countries, although in some parts of the world it is much higher, according to the 2014 Global Findex [6] data. Women are 20% less likely than men to have a bank account and 17% less likely to have borrowed money formally. |
| 07.01.2016 | European Commission | Report | N/A | Mid-term evaluation of the "EU programme for employment and social innovation – EaSI" | http://ec.europa.eu/smart-regulation/roadmaps/docs/2016_empl_010_easi_mid-term_evaluation_en.pdf | The purpose of the European Union Programme for Employment and Social Innovation (EaSI) midterm evaluation is to ‘measure, on a qualitative and quantitative basis, progress made in meeting the Programme's objectives, to address the social environment within the Union and any major changes introduced by Union legislation, to determine whether the resources of the Programme have been used efficiently and to assess its Union added value.’ (Art. 13(1) of the EaSI Regulation No. 1296/2013 of 11 December 2013) |
| 02/03/2016 | EC - fi compass | Report | Mauro Terzoni | Financial Instruments under ESF in Marche Region – Loan of Honour | https://www.fi-compass.eu/sites/default/files/publications/Presentation_20160203_Brussels_Mauro_Terzoni_MARCHE.pdf | Loan of Honour (microcredit) backed by a guarantee scheme to promote entrepreneurship, offering jobless individuals the resources and training needed to set up a business. ESF, Regional Axis Employability. The project has been developed over the course of three cycles(2006-2008, 2010-2012 and 2013-2015) in two programming period (2000-2006 and 2007-2013). Sectors of interventions: production of goods/manufacturing, trade and services. |
| 29/02/2016 | | Report | Sebastiano Sabato & Gert Verschraegen | The usage of EU resources in local social innovation | http://improve-research.eu/ | This paper investigates a) how resources provided by the European Union (EU) have been used in socially innovative initiatives implemented at the local level, b) what has been their added value and c) which difficulties local actors have encountered when accessing and using these resources. This study is based on the analysis of sixteen socially innovative initiatives implemented in five Member States (Austria, Belgium, Italy, Sweden and the UK) and concerning three policy areas: Roma inclusion (notably, education-related initiatives), homelessness and housing exclusion (Housing First), and labour market activation. |
| 31/01/2016 | The Microfinance Centre (MFC) | Report | N/A | Of Mice And Unemployed: Rethinking Micro-Enterprise And Small Business Policies in the EU | http://www.mfc.org.pl/sites/mfc.org.pl/files/MFC%20Policy%20Paper%203%20on%20Enterprise%20Policies_0.pdf | Persistent high unemployment in many EU countries prompts governments to seek new job creation options. Promoting jobs through self-employment and small businesses is an alternative strategy that carries high hopes and attracts a lot of policy attention on the theory that small businesses create the majority of jobs in the economy. However, despite the widespread support for small business start-ups – from entry to the growth dynamics in the first years of their existence – their role for job creation is not well understood and the policies may be following the wrong prescriptions. The paper discusses the complex relationships between firms size and job creation in the EU which shows that there is a need to better understand the dynamics of the job creation and destruction process. Evidence rather than erroneous beliefs should guide small enterprise development, including financing micro and small businesses through microcredit to make them effective for job creation. |
| 14/01/2016 | EU Social Protection Committee | Report | N/A | Review of recent social policy reforms. 2015 Report of the Social Protection Committee | http://www.age-platform.eu/age-publications-and-other-resources/other-publications/2890-review-of-recent-social-policy-reform-report-of-the-social-protection-committee-2015 | |
| 11/01/2016 | EC - DG EMPL | Report | N/A | Good practices under EaSI funded projects - 3rd Commission report | http://ec.europa.eu/social/main.jsp?langId=en&catId=89&newsId=2364&furtherNews=yes | |
| 11/01/2016 | EU - DG EMPL | Report | Viltė Banelytė, Haroldas Brožaitis | Monitoring good practices in the area of employment, social affairs and inclusion Examples of funds employed by DG EMPL 2012-2015 | https://ec.europa.eu/epale/en/resource-centre/content/monitoring-good-practices-areas-employment-social-affairs-and-inclusion-0 | |
| 11/01/2016 | EU DG EMPL | Report | Viltė Banelytė, Haroldas Brožaitis | Monitoring good practices in the area of employment, social affairs and inclusion Examples of funds employed by DG EMPL 2012-2015 | https://ec.europa.eu/epale/en/resource-centre/content/monitoring-good-practices-areas-employment-social-affairs-and-inclusion-0 | |
| 31/12/2015 | The World Bank Group | Report | N/A | Financing for Development - Using Independent Evaluation to Turn Aspirations into Achievements | http://ieg.worldbankgroup.org/Data/reports/F4D_Final_Web_0.pdf | |
| 31/12/2015 | Brookings | Report | Michael Faye and Paul Niehaus | Ending Poverty with Electronic Payments | http://www.brookings.edu/~/media/Programs/global/bbr2015/FayeNiehausEndingPovertywithElectronicPayments.pdf?la=en | |
| 31/12/2015 | CGAP | Report | N/A | Global Bodies and Financial Inclusion | http://www.cgap.org/topics/global-bodies-and-financial-inclusion | |
| 31/12/2015 | European Commission | Report | N/A | 2014 Social Protection Performance Monitor (SPPM) dashboard results | http://ec.europa.eu/social/main.jsp?catId=738&langId=it&pubId=7823 | |
| 31/12/2015 | OECD, European Commission | Report | N/A | Policy Brief on Youth Entrepreneurship | http://www.oecd.org/cfe/leed/Youth%20entrepreneurship%20policy%20brief%20EN_FINAL.pdf | |
| 31/12/2015 | European Commission | Report | N/A | Monitoring good practices in the areas of EMPLOYMENT, SOCIAL AFFAIRS AND INCLUSION | http://ec.europa.eu/social/main.jsp?catId=738&langId=en&pubId=7727 | |
| 31/12/2015 | European Microfinance Network | Report | Anastasia Cozarenco | Microfinance Institutions and Banks in Europe: The story to date | http://www.european-microfinance.org/docs/emn_publications/emn_research_papers/research_3.pdf | |
| 31/12/2015 | UNCDF United Nations Capital Development Fund | Report | Amani Mbale, Isaac Holly Ogwal | Uganda’s Tea Payments Profile | http://www.uncdf.org/en/uganda%E2%80%99s-tea-payments-profile-opportunity-digital-financial-services | |
| 31/12/2015 | European Microfinance Platform | Report | N/A | 6th European Microfinance Award Microfinance in Post-Disaster, Post-Conflict Areas and Fragile States | http://www.e-mfp.eu/european-microfinance-week-2015/6th-european-microfinance-award | |
| 31/12/2015 | Microfinance working group | Report | Barry Firth | Over-Indebtedness: A Risk Management Approach | http://microfinanceceoworkinggroup.org/wp-content/uploads/2014/05/Over-Indebtedness-A-Risk-Management-Approach.pdf | |
| 15/12/2015 | European Parliament | Report | Plura, Marek | REPORTon skills policies for fighting youth unemployment (2015/2088(INI)) | http://www.europarl.europa.eu/sides/getDoc.do?pubRef=-%2F%2FEP%2F%2FTEXT%2BREPORT%2BA8-2015-0366%2B0%2BDOC%2BXML%2BV0%2F%2FEN&language=EN | |
| 15/12/2015 | European Parliament | Report | Ribeiro, Sofia | DRAFT REPORT on European Semester for economic policy coordination: Employment and Social Aspects in the Annual Growth Survey 2016 (2015/2330(INI)) | http://www.europarl.europa.eu/sides/getDoc.do?pubRef=-//EP//NONSGML+COMPARL+PE-573.167+01+DOC+PDF+V0//EN&language=PL | |
| 30/11/2015 | MIX | Report | N/A | Assessing Green Microfinance | http://www.themix.org/node/1815 | |
| 30/11/2015 | European Commission | Report | A. Tajani | Il segreto del successo 2014-2015 | http://bookshop.europa.eu/en/the-secret-of-success-2014-2015-pbEA0214708/?CatalogCategoryID=C5gKABstvcoAAAEjZJEY4e5L | |
| 20/11/2015 | European Microfinance Platform | Report | Mendelson S. Forcella D., Gurgoz Y., Rozas D.and Erice G. | 6th European Microfinance Award Microfinance in Post-Disaster, Post-Conflict Areas and Fragile States Resilience and Responsibility | http://www.e-mfp.eu/european-microfinance-week-2015/6th-european-microfinance-award | The 2015 European Microfinance Award on Microfinance in Post-Disaster, Post-Conflict Areas & Fragile States highlights another assumption being torn down. It’s common knowledge that banking requires stability and predictability – After a major natural disaster, banks will struggle to collect on existing loans, let alone disburse new ones. When faced with persistent terrorist attacks or even an active civil war, banks must close branches, not open new ones. This paper portrays the experience of MFI's which had to face the problem. |
| 30/10/2015 | EAPN | Conference Report | N/A | Can the semester deliver on poverty and partecipation? | http://www.eapn.eu/en/news-and-publications/news/eapn-news/eapn-2015-annual-policy-conference-can-the-semester-deliver-on-poverty-and-participation | |
| 30/10/2015 | Social Protection Committee Indicators Sub-group | Report | N/A | Portfolio Of EUSocial Indicators For The Monitoring Of Progress Towards The EU Objectives For Social Protection And Social Inclusion | http://ec.europa.eu/social/BlobServlet?docId=14897&langId=en | |
| 30/10/2015 | European Commission | Report | N/A | Social Agenda: A pathway back to work | http://ec.europa.eu/social/main.jsp?langId=it&catId=101&newsId=2367&furtherNews=yes | |
| 21/10/2015 | EIF | Report | Aguglia R. | EaSI Microfinance and Social Enterprises | https://www.fi-compass.eu/sites/default/files/publications/presentation_20151021_rome_esf_Ricardo_Aguglia.pdf | |
| 21/10/2015 | Finlombarda | Report | Zaggia P. | JEREMIE FSE LOMBARDIA | https://www.fi-compass.eu/sites/default/files/publications/presentation_20151021_rome_esf_Paolo_Zaggia.pdf | |
| 21/10/2015 | Marche Region | Report | Terzoni M. | Financial instruments under the ESF in Marche Region –Loan of Honour | https://www.fi-compass.eu/sites/default/files/publications/presentation_20151021_rome_esf_Mauro_Terzoni.pdf | |
| 21/10/2015 | Sicily Region | Report | Palermo G. | Fondo Jeremie Sicilia FSE | https://www.fi-compass.eu/sites/default/files/publications/presentation_20151021_rome_esf_Gianluca_Palermo.pdf | |
| 21/10/2015 | European Commission | Report | Da Pozzo A. | Financial Instruments for delivery of the ESF | https://www.fi-compass.eu/sites/default/files/publications/presentation_20151021_rome_esf_Andrea_Da_Pozzo.pdf | |
| 21/10/2015 | European Commission | Report | Robino B. | Piattaforma di advisory per gli strumenti finanziari nell’ambito del Fondo Sociale Europeo | https://www.fi-compass.eu/sites/default/files/publications/presentation_20151021_rome_esf_Bruno_Robino.pdf | |
| 20/10/2015 | EURICSE | Report | Eddi Fontanari and Carlo Borzaga | Do Co-operatives Really Pay Less in Taxes? | http://www.euricse.eu/do-co-operatives-really-pay-less-in-taxes/ | |
| 30/09/2015 | Symbiotics | Report | N/A | Symbiotics Microfinance Investment Vehicle Survey | http://www.symbioticsgroup.com/news/latest-news/symbiotics-publishes-its-9th-annual-microfinance-investment-vehicles-survey | |
| 30/09/2015 | World Bank Group | Report | Fe. Carpena, S. Cole, J. Shapiro, B. Zia | The ABCs of Financial Education Experimental Evidence on Attitudes, Behavior, and Cognitive Biases | http://documents.worldbank.org/curated/en/2015/09/25050693/abcs-financial-education-experimental-evidence-attitudes-behavior-cognitive-biases | |
| 25/09/2015 | FASI | | Bonucci M. | Ue mappa gli investimenti, Italia assente, Startup | | |
| 23/09/2015 | EC, DG EMPLOYMENT | Report | N/A | EGF Key Achievements 2013-2014 | http://ec.europa.eu/social/main.jsp?catId=326&furtherPubs=yes&langId=en | |
| 23/09/2015 | ANSAMed | | | Expo: social agriculture and microcredit | | |
| 18/09/2015 | www.microcapital.org | | | Special Report On “Microfinance in Crisis,” an Interview with Edvardas Bumsteinas of the European Investment Bank | | |
| 17/09/2015 | European Commission | Council Recommendation | European Commission | On the integration of the long-term unemployed into the labour market, COM(2015) 462 final | | |
| 17/09/2015 | European Commission | | EC, DG Employment, Social Affairs & Inclusion | Europe takes action to help 12 million longterm unemployed get back to work | | |
| 16/09/2015 | Local Business _ lancasteronline.com | Article | Tim Stuhldreher | A cloud over transparency in microfinance | | |
| 16/09/2015 | The World Bank | | The World Bank | World Bank Supports More Competitive Economy and Job Creation in Serbia | | |
| 09/09/2015 | European Commission Employment, Social Affairs & Inclusion | Report | N/A | Performance Monitoring Report of the European Union Programme for Employment and Social Innovation (EaSI) 2014 | http://ec.europa.eu/social/main.jsp?catId=1081&langId=en&furtherPubs=yes | |
| 09/09/2015 | European Commission | | EC, DG Employment, Social Affairs & Inclusion | Entrepreneurship: an avenue back to work for all? | | |
| 02/09/2015 | The Economic Times | | Shilpa E. | Youngsters are job seekers not job creators_ Muhammad Yunus, founder Grameen Bank | | |
| 27/08/2015 | FASI | www.fasi.biz | Teofili C. | Erasmus+ - Istruzione superiore, Italia partecipa a capacity building | | |
| 24/08/2015 | European Commission | | EC | EU invests €34 million in the border regions of Croatia and Serbia | | |
| 17/08/2015 | Planet Finance | Report | Tyler Aveni | New Insights Into An Evolving P2P Lending Industry: how shifts in roles and risk are shaping the industry | http://planetfinancechina.org/new-insights-into-an-evolving-p2p-lending-industry-how-shifts-in-roles-and-risk-are-shaping-the-industry/ | |
| 20/07/2015 | La Croix | | Hugues S. | Affaire Uber : économie collaborative et économie coopérative ne sont pas synonymes | | |
| 07/07/2015 | OECD/EC | Report | N/A | The Missing Entrepreneurs 2015. Policies For Self-Employment and Entrepreneurship | http://www.oecd-ilibrary.org/employment/the-missing-entrepreneurs-2015_9789264226418-en | |
| 30/06/2015 | European Commission | Report | Denis Bouget, Hugh Frazer and Eric Marlier, with Ramón Peña-Casas and Bart Vanhercke | Integrated support for the long-term unemployed A study of national policies | http://ec.europa.eu/social/main.jsp?langId=en&catId=89&newsId=2271 | |
| 11/06/2015 | FASI | | Sando V. | Erasmo + Master Loans, FEI e Microbank primo accordo per prestiti a studenti | | |
| 31/03/2015 | Univerzitet „Goce Delčev” - Štip | Master Thesis | Meri Karčova | Faktori Koi Vlijaat Na Rastot Na Malite Pretprijatija | http://eprints.ugd.edu.mk/12912/1/%D0%9C%D0%B0%D0%B3%D0%B8%D1%81%D1%82%D1%80%D0%B0%D1%82%D1%83%D1%80%D0%B0%20-%20%D0%9C%D0%B5%D1%80%D0%B8%20%D0%9A%D0%B0%D1%80%D1%87%D0%BE%D0%B2%D0%B0.pdf | |
| 24/02/2015 | CGAP | Report | Mayada El-Zoghbi, Kaylene Alvarez | Costs and Sustainability of Sharia-Compliant Microfinance | http://www.cgap.org/publications/costs-and-sustainability-sharia-compliant-microfinance | Lessons from BAB and Wasil demonstrate that institutions that are committed to offering shariacompliant services can do so sustainably, but significant up-front investments are needed. The biggest investment is in the institution itself: FSPs need trained staff, new operational models, knowledge of the industries they aim to serve, and in the case of salam contracts, access to the infrastructure and contacts needed to store and sell the commodities contracted. Making these kinds of investments is a serious decision for any institution, one that should not be entered into lightly. |
| 16/02/2015 | FASI | Report | Lamboglia A. | Erasmus+_ FEI e Commissione Ue lanciano Master Loans per studenti | | |
| 30/09/2014 | Südwind - Institut für Ökonomie und Ökumene | Report | Schneeweiß A. | Jenseits von Mikrokrediten Antje Schneeweiß Geldanlagen und Entwicklungsförderung | http://www.suedwind-institut.de/fileadmin/fuerSuedwind/Publikationen/2014/2014-20_Jenseits_von_Mikrokrediten.pdf | |
| 15/02/14 | WSBI | Report | N/A | Asequibilidad, Sostenibilidad Y Los Límites A La Proximidad | http://www.savings-banks.com/SiteCollectionDocuments/Proximity.%20Affordability,%20Sustainability%20and%20the%20limits%20to%20Proximity%20(SP.%20short%20version).pdf | |
| 31/12/2013 | Microfinance in Crisis Project | Report | Afonso Joana | Loan officers and preventing overindebtedness – the case of Banco ADOPEM | http://www.microfinance-in-crisis.org/wp-content/uploads/Research-and-Policy-Brief_8.pdf | |
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