Eventi internazionali Reports



Data Fonte Tipo Autore Titolo Link Argomento
01/12/2016 EC Report N/A Social Agenda: Youth Guarantee, releasing its full potential http://ec.europa.eu/social/main.jsp?catId=737 The EU Youth Guarantee has got off to a good start: in 2014 and 2015, it made a difference in the lives of more than 9 million young people across Europe and it is driving in-depth structural reforms in the Member States. Social Agenda n°46 explains how and highlights what more needs to be done to accelerate and release the full potential of the national plans for implementing the Youth Guarantee. With a blueprint of a European Pillar of Social Rights due for adoption in 2017, Social Agenda also explains the context in which this initiative was born. And it puts the spotlight on plans to achieve more evidence-based social policy making by modernising the way data from social surveys is collected and used across the EU.
01/12/2016 EMN/MFC Report Fabrizio Botti Diego Luigi Dagradi Luca Maria Torre Microfinance in Europe: A Survey of EMN-MFC Members http://mfc.org.pl/mfcwp/wp-content/uploads/2016/12/ExecutiveSummary_EN.pdf The results of this edition show that demand has never been higher for Microfinance in Europe (in 2015, surveyed institutions served 747,265 active borrowers and the gross microloan portfolio outstanding reached EUR 2.5 billion). Additionally, the industry is improving its institutional capacity to meet this demand; overall, the financial performance data collected shows an increasingly robust and sustainable sector.
01/11/2016 UNHCR Report Social Performance Task Serving Refugee Populations: The Next Financial Inclusion Frontier http://sptf.info/images/RefugeeWG-Serving-Refugee-Populations-Guidelines-FSPs-Lene-Hansen.pdf These guidelines seek to examine why refugee populations are financially excluded and how financial service providers can successfully reach and serve this untapped financial market segment
29/09/2016 Elgar Publishing Book Rune Halvorsen, Bjørn Hvinden Combating Poverty in Europe. Active Inclusion in a Multi-Level and Multi-Actor Context http://www.e-elgar.com/shop/combating-poverty-in-europe Discovering methods to combat poverty and social exclusion has now become a major political challenge in Europe. This book offers an original and timely analysis of how actors at the European, national and subnational levels meet this challenge. Combining perspectives on multilevel and network coordination, the editors discuss to what extent actors join forces in these efforts and identify the factors limiting the coordination achieved in practice. The book builds on a European study comparing Germany, Italy, Poland, Sweden and the UK.
01/09/2016 McKinsey Report James Manyika, Susan Lund , Marc Singer Digital Finance For All: Powering Inclusive Growth In Emerging Economies https://www.microfinancegateway.org/sites/default/files/publication_files/mg-digital-finance-for-all-full-report-september-2016.pdf Financial services are the lifeblood of an economy, enabling households and businesses alike to save, invest, and protect themselves against risk. Yet in many emerging economies today, the majority of individuals and small businesses lack access to even basic savings and credit products, which hinders economic growth and perpetuates poverty. Digital technologies starting with a mobile phone have the potential to resolve this problem.
08/08/2016 The World Bank Group Report Cull R., Demirguc Kunt A., Morduch J. The microfinance business model: enduring subsidy and modest profit  http://documents.worldbank.org/curated/en/404501470669620154/The-microfinance-business-model-enduring-subsidy-and-modest-profit Recent evidence suggests only modest social and economic impacts of microfinance. Favourable cost-benefit ratios then depend on low costs. This paper uses proprietary data on 1,335 microfinance institutions between 2005 and 2009, jointly serving 80.1 million borrowers, to calculate the costs of microfinance and other elements of the microfinance business model. It calculates that on average, subsidies amounted to $132 per borrower, but the distribution is highly skewed. The median microfinance institution used subsidies at a rate of just $26 per borrower, and no subsidy was used by the institution at the 25th percentile. These data suggest that, for some institutions, even modest benefits could yield impressive cost-benefit ratios. At the same time, the data show that the subsidy is large for some institutions. Counter to expectations, the most heavily-subsidized group of borrowers is customers of the most commercialized institutions, with an average of $275 per borrower and a median of $93. Customers of nongovernmental organizations, which focus on the poorest customers and women, receive a far smaller subsidy: the median microfinance nongovernmental organization used subsidy at a rate of $23 per borrower, and subsidy for the nongovernmental organization at the 25th percentile was just $3 per borrower.
01/06/2016 EIF Report Helmut Kraemer-Eis, Frank Lang, Wouter Torfs, Salome Gvetadz European Small Business Finance Outlook http://www.eif.org/news_centre/publications/eif_wp_35.pdf This European Small Business Finance Outlook (ESBFO) provides an overview of the main markets relevant to EIF (equity, guarantees, securitisation, microfinance). It is an update of the ESBFO December 2015. We start by discussing the general market environment, then look at the main aspects of equity finance and the guarantees/SME Securitisation (SMESec) market. Finally, before we conclude, we briefly highlight important aspects of microfinance in Europe. Chapter on microfinance from page 67-82.
07.03.2016 Finance Outlook Blog Nina Vucenik Financial inclusion of women in five charts http://blogs.worldbank.org/psd/financial-inclusion-women-five-charts One billion women – more than 40% of the women around the world – don’t have access to formal financial services, according to Global Findex [5]. The gender finance gap remains at 9% in developing countries, although in some parts of the world it is much higher, according to the 2014 Global Findex [6] data. Women are 20% less likely than men to have a bank account and 17% less likely to have borrowed money formally.
07.01.2016 European Commission Report N/A Mid-term evaluation of the "EU programme for employment and social innovation – EaSI" http://ec.europa.eu/smart-regulation/roadmaps/docs/2016_empl_010_easi_mid-term_evaluation_en.pdf The purpose of the European Union Programme for Employment and Social Innovation (EaSI) midterm evaluation is to ‘measure, on a qualitative and quantitative basis, progress made in meeting the Programme's objectives, to address the social environment within the Union and any major changes introduced by Union legislation, to determine whether the resources of the Programme have been used efficiently and to assess its Union added value.’ (Art. 13(1) of the EaSI Regulation No. 1296/2013 of 11 December 2013)
02/03/2016 EC - fi compass Report Mauro Terzoni Financial Instruments under ESF in Marche Region – Loan of Honour https://www.fi-compass.eu/sites/default/files/publications/Presentation_20160203_Brussels_Mauro_Terzoni_MARCHE.pdf Loan of Honour (microcredit) backed by a guarantee scheme to promote entrepreneurship, offering jobless individuals the resources and training needed to set up a business. ESF, Regional Axis Employability. The project has been developed over the course of three cycles(2006-2008, 2010-2012 and 2013-2015) in two programming period (2000-2006 and 2007-2013). Sectors of interventions: production of goods/manufacturing, trade and services.
29/02/2016   Report Sebastiano Sabato & Gert Verschraegen The usage of EU resources in local social innovation http://improve-research.eu/ This paper investigates a) how resources provided by the European Union (EU) have been used in socially innovative initiatives implemented at the local level, b) what has been their added value and c) which difficulties local actors have encountered when accessing and using these resources. This study is based on the analysis of sixteen socially innovative initiatives implemented in five Member States (Austria, Belgium, Italy, Sweden and the UK) and concerning three policy areas: Roma inclusion (notably, education-related initiatives), homelessness and housing exclusion (Housing First), and labour market activation.
31/01/2016 The Microfinance Centre (MFC) Report N/A Of Mice And Unemployed: Rethinking Micro-Enterprise And Small Business Policies in the EU http://www.mfc.org.pl/sites/mfc.org.pl/files/MFC%20Policy%20Paper%203%20on%20Enterprise%20Policies_0.pdf Persistent high unemployment in many EU countries prompts governments to seek new job creation options. Promoting jobs through self-employment and small businesses is an alternative strategy that carries high hopes and attracts a lot of policy attention on the theory that small businesses create the majority of jobs in the economy. However, despite the widespread support for small business start-ups – from entry to the growth dynamics in the first years of their existence – their role for job creation is not well understood and the policies may be following the wrong prescriptions. The paper discusses the complex relationships between firms size and job creation in the EU which shows that there is a need to better understand the dynamics of the job creation and destruction process. Evidence rather than erroneous beliefs should guide small enterprise development, including financing micro and small businesses through microcredit to make them effective for job creation.
14/01/2016 EU Social Protection Committee Report N/A Review of recent social policy reforms. 2015 Report of the Social Protection Committee http://www.age-platform.eu/age-publications-and-other-resources/other-publications/2890-review-of-recent-social-policy-reform-report-of-the-social-protection-committee-2015  
11/01/2016 EC - DG EMPL Report N/A Good practices under EaSI funded projects - 3rd Commission report http://ec.europa.eu/social/main.jsp?langId=en&catId=89&newsId=2364&furtherNews=yes  
11/01/2016 EU - DG EMPL Report Viltė Banelytė, Haroldas Brožaitis Monitoring good practices in the area of employment, social affairs and inclusion Examples of funds employed by DG EMPL 2012-2015 https://ec.europa.eu/epale/en/resource-centre/content/monitoring-good-practices-areas-employment-social-affairs-and-inclusion-0  
11/01/2016 EU DG EMPL Report Viltė Banelytė, Haroldas Brožaitis Monitoring good practices in the area of employment, social affairs and inclusion Examples of funds employed by DG EMPL 2012-2015 https://ec.europa.eu/epale/en/resource-centre/content/monitoring-good-practices-areas-employment-social-affairs-and-inclusion-0  
31/12/2015 The World Bank Group Report N/A Financing for Development - Using Independent Evaluation to Turn Aspirations into Achievements http://ieg.worldbankgroup.org/Data/reports/F4D_Final_Web_0.pdf  
31/12/2015 Brookings Report Michael Faye and Paul Niehaus Ending Poverty with Electronic Payments http://www.brookings.edu/~/media/Programs/global/bbr2015/FayeNiehausEndingPovertywithElectronicPayments.pdf?la=en  
31/12/2015 CGAP Report N/A Global Bodies and Financial Inclusion http://www.cgap.org/topics/global-bodies-and-financial-inclusion  
31/12/2015 European Commission Report N/A 2014 Social Protection Performance Monitor (SPPM) dashboard results http://ec.europa.eu/social/main.jsp?catId=738&langId=it&pubId=7823  
31/12/2015 OECD, European Commission Report N/A Policy Brief on Youth Entrepreneurship http://www.oecd.org/cfe/leed/Youth%20entrepreneurship%20policy%20brief%20EN_FINAL.pdf  
31/12/2015 European Commission Report N/A Monitoring good practices in the areas of EMPLOYMENT, SOCIAL AFFAIRS AND INCLUSION http://ec.europa.eu/social/main.jsp?catId=738&langId=en&pubId=7727  
31/12/2015 European Microfinance Network Report Anastasia Cozarenco Microfinance Institutions and Banks in Europe: The story to date http://www.european-microfinance.org/docs/emn_publications/emn_research_papers/research_3.pdf  
31/12/2015 UNCDF United Nations Capital Development Fund Report Amani Mbale, Isaac Holly Ogwal Uganda’s Tea Payments Profile http://www.uncdf.org/en/uganda%E2%80%99s-tea-payments-profile-opportunity-digital-financial-services  
31/12/2015 European Microfinance Platform Report N/A 6th European Microfinance Award Microfinance in Post-Disaster, Post-Conflict Areas and Fragile States http://www.e-mfp.eu/european-microfinance-week-2015/6th-european-microfinance-award  
31/12/2015 Microfinance working group Report Barry Firth Over-Indebtedness: A Risk Management Approach http://microfinanceceoworkinggroup.org/wp-content/uploads/2014/05/Over-Indebtedness-A-Risk-Management-Approach.pdf  
15/12/2015 European Parliament Report Plura, Marek REPORTon skills policies for fighting youth unemployment (2015/2088(INI)) http://www.europarl.europa.eu/sides/getDoc.do?pubRef=-%2F%2FEP%2F%2FTEXT%2BREPORT%2BA8-2015-0366%2B0%2BDOC%2BXML%2BV0%2F%2FEN&language=EN  
15/12/2015 European Parliament Report Ribeiro, Sofia DRAFT REPORT on European Semester for economic policy coordination: Employment and Social Aspects in the Annual Growth Survey 2016 (2015/2330(INI)) http://www.europarl.europa.eu/sides/getDoc.do?pubRef=-//EP//NONSGML+COMPARL+PE-573.167+01+DOC+PDF+V0//EN&language=PL  
30/11/2015 MIX Report N/A Assessing Green Microfinance http://www.themix.org/node/1815  
30/11/2015 European Commission Report A. Tajani Il segreto del successo 2014-2015 http://bookshop.europa.eu/en/the-secret-of-success-2014-2015-pbEA0214708/?CatalogCategoryID=C5gKABstvcoAAAEjZJEY4e5L  
20/11/2015 European Microfinance Platform Report Mendelson S. Forcella D., Gurgoz Y., Rozas D.and Erice G. 6th European Microfinance Award Microfinance in Post-Disaster, Post-Conflict Areas and Fragile States Resilience and Responsibility http://www.e-mfp.eu/european-microfinance-week-2015/6th-european-microfinance-award The 2015 European Microfinance Award on Microfinance in Post-Disaster, Post-Conflict Areas & Fragile States highlights another assumption being torn down. It’s common knowledge that banking requires stability and predictability – After a major natural disaster, banks will struggle to collect on existing loans, let alone disburse new ones. When faced with persistent terrorist attacks or even an active civil war, banks must close branches, not open new ones. This paper portrays the experience of MFI's which had to face the problem.
30/10/2015 EAPN Conference Report N/A Can the semester deliver on poverty and partecipation? http://www.eapn.eu/en/news-and-publications/news/eapn-news/eapn-2015-annual-policy-conference-can-the-semester-deliver-on-poverty-and-participation  
30/10/2015 Social Protection Committee Indicators Sub-group Report N/A Portfolio Of EUSocial Indicators For The Monitoring Of Progress Towards The EU Objectives For Social Protection And Social Inclusion http://ec.europa.eu/social/BlobServlet?docId=14897&langId=en  
30/10/2015 European Commission Report N/A Social Agenda: A pathway back to work http://ec.europa.eu/social/main.jsp?langId=it&catId=101&newsId=2367&furtherNews=yes  
21/10/2015 EIF Report Aguglia R. EaSI Microfinance and Social Enterprises https://www.fi-compass.eu/sites/default/files/publications/presentation_20151021_rome_esf_Ricardo_Aguglia.pdf  
21/10/2015 Finlombarda Report Zaggia P. JEREMIE FSE LOMBARDIA https://www.fi-compass.eu/sites/default/files/publications/presentation_20151021_rome_esf_Paolo_Zaggia.pdf  
21/10/2015 Marche Region Report Terzoni M. Financial instruments under the ESF in Marche Region –Loan of Honour https://www.fi-compass.eu/sites/default/files/publications/presentation_20151021_rome_esf_Mauro_Terzoni.pdf  
21/10/2015 Sicily Region Report Palermo G. Fondo Jeremie Sicilia FSE https://www.fi-compass.eu/sites/default/files/publications/presentation_20151021_rome_esf_Gianluca_Palermo.pdf  
21/10/2015 European Commission Report Da Pozzo A. Financial Instruments for delivery of the ESF https://www.fi-compass.eu/sites/default/files/publications/presentation_20151021_rome_esf_Andrea_Da_Pozzo.pdf  
21/10/2015 European Commission Report Robino B. Piattaforma di advisory per gli strumenti finanziari nell’ambito del Fondo Sociale Europeo https://www.fi-compass.eu/sites/default/files/publications/presentation_20151021_rome_esf_Bruno_Robino.pdf  
20/10/2015 EURICSE Report Eddi Fontanari and Carlo Borzaga Do Co-operatives Really Pay Less in Taxes? http://www.euricse.eu/do-co-operatives-really-pay-less-in-taxes/  
30/09/2015 Symbiotics Report N/A Symbiotics Microfinance Investment Vehicle Survey http://www.symbioticsgroup.com/news/latest-news/symbiotics-publishes-its-9th-annual-microfinance-investment-vehicles-survey  
30/09/2015 World Bank Group Report Fe. Carpena, S. Cole, J. Shapiro, B. Zia The ABCs of Financial Education Experimental Evidence on Attitudes, Behavior, and Cognitive Biases http://documents.worldbank.org/curated/en/2015/09/25050693/abcs-financial-education-experimental-evidence-attitudes-behavior-cognitive-biases  
25/09/2015 FASI   Bonucci M. Ue mappa gli investimenti, Italia assente, Startup    
23/09/2015 EC, DG EMPLOYMENT Report N/A EGF Key Achievements 2013-2014 http://ec.europa.eu/social/main.jsp?catId=326&furtherPubs=yes&langId=en  
23/09/2015 ANSAMed     Expo: social agriculture and microcredit    
18/09/2015 www.microcapital.org     Special Report On “Microfinance in Crisis,” an Interview with Edvardas Bumsteinas of the European Investment Bank    
17/09/2015 European Commission Council Recommendation European Commission On the integration of the long-term unemployed into the labour market, COM(2015) 462 final    
17/09/2015 European Commission   EC, DG Employment, Social Affairs & Inclusion Europe takes action to help 12 million longterm unemployed get back to work    
16/09/2015 Local Business _ lancasteronline.com Article Tim Stuhldreher A cloud over transparency in microfinance    
16/09/2015 The World Bank   The World Bank World Bank Supports More Competitive Economy and Job Creation in Serbia    
09/09/2015 European Commission Employment, Social Affairs & Inclusion Report N/A Performance Monitoring Report of the European Union Programme for Employment and Social Innovation (EaSI) 2014  http://ec.europa.eu/social/main.jsp?catId=1081&langId=en&furtherPubs=yes  
09/09/2015 European Commission   EC, DG Employment, Social Affairs & Inclusion Entrepreneurship: an avenue back to work for all?    
02/09/2015 The Economic Times   Shilpa E. Youngsters are job seekers not job creators_ Muhammad Yunus, founder Grameen Bank    
27/08/2015 FASI www.fasi.biz Teofili C. Erasmus+ - Istruzione superiore, Italia partecipa a capacity building    
24/08/2015 European Commission   EC EU invests €34 million in the border regions of Croatia and Serbia    
17/08/2015 Planet Finance Report Tyler Aveni New Insights Into An Evolving P2P Lending Industry: how shifts in roles and risk are shaping the industry http://planetfinancechina.org/new-insights-into-an-evolving-p2p-lending-industry-how-shifts-in-roles-and-risk-are-shaping-the-industry/  
20/07/2015 La Croix   Hugues S. Affaire Uber : économie collaborative et économie coopérative ne sont pas synonymes    
07/07/2015 OECD/EC Report N/A The Missing Entrepreneurs 2015. Policies For Self-Employment and Entrepreneurship http://www.oecd-ilibrary.org/employment/the-missing-entrepreneurs-2015_9789264226418-en  
30/06/2015 European Commission Report Denis Bouget, Hugh Frazer and Eric Marlier, with Ramón Peña-Casas and Bart Vanhercke Integrated support for the long-term unemployed A study of national policies http://ec.europa.eu/social/main.jsp?langId=en&catId=89&newsId=2271  
11/06/2015 FASI   Sando V. Erasmo + Master Loans, FEI e Microbank primo accordo per prestiti a studenti    
31/03/2015 Univerzitet „Goce Delčev” - Štip Master Thesis Meri Karčova Faktori Koi Vlijaat Na Rastot Na Malite Pretprijatija http://eprints.ugd.edu.mk/12912/1/%D0%9C%D0%B0%D0%B3%D0%B8%D1%81%D1%82%D1%80%D0%B0%D1%82%D1%83%D1%80%D0%B0%20-%20%D0%9C%D0%B5%D1%80%D0%B8%20%D0%9A%D0%B0%D1%80%D1%87%D0%BE%D0%B2%D0%B0.pdf  
24/02/2015 CGAP Report Mayada El-Zoghbi, Kaylene Alvarez Costs and Sustainability of Sharia-Compliant Microfinance http://www.cgap.org/publications/costs-and-sustainability-sharia-compliant-microfinance Lessons from BAB and Wasil demonstrate that institutions that are committed to offering shariacompliant services can do so sustainably, but significant up-front investments are needed. The biggest investment is in the institution itself: FSPs need trained staff, new operational models, knowledge of the industries they aim to serve, and in the case of salam contracts, access to the infrastructure and contacts needed to store and sell the commodities contracted. Making these kinds of investments is a serious decision for any institution, one that should not be entered into lightly.
16/02/2015 FASI Report Lamboglia A. Erasmus+_ FEI e Commissione Ue lanciano Master Loans per studenti    
30/09/2014 Südwind - Institut für Ökonomie und Ökumene Report Schneeweiß A. Jenseits von Mikrokrediten Antje Schneeweiß Geldanlagen und Entwicklungsförderung http://www.suedwind-institut.de/fileadmin/fuerSuedwind/Publikationen/2014/2014-20_Jenseits_von_Mikrokrediten.pdf  
15/02/14 WSBI Report N/A Asequibilidad, Sostenibilidad Y Los Límites A La Proximidad http://www.savings-banks.com/SiteCollectionDocuments/Proximity.%20Affordability,%20Sustainability%20and%20the%20limits%20to%20Proximity%20(SP.%20short%20version).pdf  
31/12/2013 Microfinance in Crisis Project Report Afonso Joana Loan officers and preventing overindebtedness – the case of Banco ADOPEM http://www.microfinance-in-crisis.org/wp-content/uploads/Research-and-Policy-Brief_8.pdf